Cheque Cashing Services


Cheque Cashing

Interchange Financial’s cheque cashing service has been providing Canadians with instant access to their hard-earned money at the lowest possible fees for close to 20 years. When you take a cheque to any Interchange Financial location, you will always receive fast, friendly and cost-effective service.   

What we cash

  • Payroll
  • Government
  • Bank Drafts
  • Tax
  • Small Business
  • Insurance Settlements
  • Money Orders
  • USD cheques
  • Certified cheques and more!

Want to know if we can cash your cheque?

Send us a picture of your cheque and a team member will reply to your email instantly.

Lowest Fees

You work hard for your money, so you should be able to keep more of it. Our cheque cashing percentage fee is the lowest in Canada amongst multi-location companies. We charge a fee of only 2.5%, with no additional fees. For cheques under $200 dollars, we charge a flat fee of $5 with no additional charges.
* Some exceptions may apply.


When you cash your first pay cheque at any of our retail locations, we waive the charge, up to a maximum value of $25 dollars.
* Some restrictions apply.
* This offer applies to new clients only. Proof or history of employment may be required.

Instant Cash

You work hard for your money, so you shouldn’t have to wait for it. Our cheque cashing service provides you with instant access to your hard-earned money. Over 95% of our clients receive their cash within 5 minutes!

Cheque Cashing


Interchange Financial: 2.5%, no additional fee
Cash Money: 2.99%, plus $2.99 per item
Money Mart: 3%, plus $2.99 per item
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